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Engaging young adults (16 to 18+)

From age 16, young people are entering a new life stage. They are rapidly growing in maturity and have an increased desire for independence, yet they often still lack knowledge and experience.

Circumstances for this age group vary dramatically. They may be looking for their first job, involved in further education or unemployed. Whatever their situation, finances are usually a major concern. They may be thinking about moving out of home, saving for a major purchase like a car or holiday, dealing with the responsibility of budgeting with a student loan or grant, or just managing day to day living on a limited budget!

The economic downturn and rise in unemployment, coupled with the lack of university places and uncertainty of getting a job once their studies are completed have left young people extremely anxious about their future.

More than ever before, young people need support and advice about how to manage money (e.g. choosing financial products; understanding tax, interest rates and different forms of payment; understanding how to budget and avoid unmanageable debt) but this guidance mustn't be patronising; it should help them to help themselves and equip them with the skills and confidence they need to lead the life they want.

This 'Finance World' programme has been designed to engage the interest of this age group with the exciting theme of spies and missions. The visually stimulating interactive games engage them in fun tests of skill whilst allowing them to gradually build financial understanding - without feeling as though they are actively being 'taught'. The games are supported by 'dossiers' (fact sheets) with information about all aspects of personal finance in straightforward, age-appropriate language; together with a glossary explaining financial terms, and case studies that show how the information is relevant to real life. The programme is freely available and can be used at any time.

Programme content for 16-18+ year olds

  • Interactive board game 'Finance World'
    • Codebreaker - Cairo (Theme: Risk)
    • Double Agent - Mumbai (Theme: Documents & Income)
    • Freefall - Beijing (Theme: Currency)
    • Spot the Agent - Venice (Theme: Careers)
    • Word Hunter - Rio de Janeiro (Theme: Saving and Investing)
    • Clued Up - New York (Theme: Budgeting)
    • Spy Snaps - Moscow (Theme: Budgeting)
  • Programme content list Dossiers
    • Budgeting - Financial Planning
    • Budgeting - Staying Out of Debt
    • Budgeting - Government Budgets and the Economy
    • Budgeting Case Study - Young School Leaver
    • Budgeting Case Study - Single Unemployed Parent
    • Budgeting Case Study - University Student
    • Careers - Types of Employment
    • Careers - CVs
    • Careers - Wages and Salaries
    • Currency - Forms of Money and Payment
    • Currency - Foreign Currency and Exchange
    • Documents and Income - Record Keeping
    • Documents and Income - Bills
    • Documents and Income - Sources of Money
    • Risk - Fraud and Scams
    • Risk - Manageable Debt
    • Risk - Insurance
    • Risk - Gambling
    • Saving and Investing - Starting a Business
    • Saving and Investing - Ways to Save and Invest
    • Saving and Investing - Account Services
  • Case studies
  • CV samples
  • Glossary